Divvi connects to your bank and routes every paycheck exactly where you want it — no manual transfers, no forgetting, no late fees.
Get Started — FreeSet percentage-based splits, fixed dollar amounts, or both. Add accounts in seconds. Divvi handles the math — your paycheck never lands in checking intact.
Link your primary checking account — the one your paycheck lands in. Powered by Plaid, bank-grade security, read-and-write access only for what you authorize.
Savings, investments, a joint account, a relative's routing number — any account you want money sent to. Set routing and account numbers once.
20% to savings. $500 to investments. Remainder to checking. You decide — percentages, fixed amounts, or a combination. Divvi handles the rest on every payday.
Every payday, Divvi triggers your rules automatically. No app open, no manual transfer, no forgetting. It just runs.
Bank linking via Plaid's proven API. Read your deposit, write your transfers. No credential storage, no security risk.
Transfers execute via ACH network — reliable, traceable, federally regulated. Most splits settle within 1-3 business days.
Watch your savings goals fill up in real time. Satisfying micro-interactions turn financial discipline into something you actually want to check.
Every payday logged. Every split confirmed. A clean ledger of exactly where your money went — for your records, your tax prep, your peace of mind.
Not everything is a percentage. Use fixed amounts, remainder logic, or percentage caps — whatever fits your actual financial life.
Divvi monitors your checking account. When a direct deposit lands, your rules fire automatically — no manual trigger needed.
Most people intend to save. Almost no one does.
Not because they're careless. Because willpower is finite and checking account balance is vague. By the time payday money sits in checking, it's already allocated in your head — and then it's gone.
Divvi doesn't ask you to be better. It removes the decision entirely. Your rules fire, your money goes where you told it to go, and you check your accounts to find them already in order.
That's the whole product.